This calculator helps you work out how much mortgage you might be able to borrow based on your income. Sometimes taking out a joint mortgage can increase the amount you can borrow, especially if you both have well-paid jobs. Our calculator will provide an approximation of how much youre likely to be able to borrow but please remember this amount will vary from lender to lender and will also depend on things like your monthly credit commitments. Most importantly you need to be comfortable with the payments, not just now but also in the long term.
Stamp Duty Land Tax (SDLT) is a tax on properties bought in England and Northern Ireland. You'll need to pay it when you buy a residential property that costs more than £125,000. Use our calculator to work out how much Stamp Duty you'll need to pay on your new home. You can also use it to work out how much you'll pay on an additional property that costs more than £40,000, like a buy to let or second home, which attracts an extra 3% charge.
I have been in property for over 20 years and Im a third generation property specialist. Property runs through my blood and I get excited about the variety of homes, plots of land, development opportunities and auction lots that I get to see each day. My dream would be to sell large chalets in the French Alps so I can combine my two favourite things selling houses and skiing!