This calculator helps you work out how much mortgage you might be able to borrow based on your income. Sometimes taking out a joint mortgage can increase the amount you can borrow, especially if you both have well-paid jobs. Our calculator will provide an approximation of how much you're likely to be able to borrow but please remember this amount will vary from lender to lender and will also depend on things like your monthly credit commitments. Most importantly you need to be comfortable with the payments, not just now but also in the long term.
Stamp Duty Land Tax (SDLT) is a tax on properties bought in England and Northern Ireland. You'll need to pay it when you buy a residential property that costs more than £125,000. Use our calculator to work out how much Stamp Duty you'll need to pay on your new home. You can also use it to work out how much you'll pay on an additional property that costs more than £40,000, like a buy to let or second home, which attracts an extra 3% charge.
I have always loved buildings their structure, location, age and character and the stories behind the front doors, and the future they hold for new families opening them. It's what's kept me in the industry for over 30 years and today I still get the same excitement as I did on my very first deal. When I went for my first interview I was actually a runner up but the director started chatting to me whilst I was waiting and decided to give me a chance too, so even though I had no qualifications at the time they created a role for me. It taught me a valuable life lesson have confidence in yourself and opportunities will be there!