This calculator helps you work out how much mortgage you might be able to borrow based on your income. Sometimes taking out a joint mortgage can increase the amount you can borrow, especially if you both have well-paid jobs. Our calculator will provide an approximation of how much you're likely to be able to borrow but please remember this amount will vary from lender to lender and will also depend on things like your monthly credit commitments. Most importantly you need to be comfortable with the payments, not just now but also in the long term.
Stamp Duty Land Tax (SDLT) is a tax on properties bought in England and Northern Ireland. You'll need to pay it when you buy a residential property that costs more than £125,000. Use our calculator to work out how much Stamp Duty you'll need to pay on your new home. You can also use it to work out how much you'll pay on an additional property that costs more than £40,000, like a buy to let or second home, which attracts an extra 3% charge.
If you're renovating a property come and talk to me and I'll put the kettle on I've been working on mine for the last 25 years and know the Farrow and Ball paint chart off by heart! I'm also a keen cook, my hero is Tom Kerridge and love long walks provided there's a pub at the end, a welcome for my mini schnauzer Bertie, and plenty of gin! I'm very proud to be at the heart of a friendly but incredibly professional and successful team in what we see as a town with a real sense of community.